A line that starts with TST* means the business took your card with Toast, a point-of-sale system used mostly by restaurants, bars and cafes. The text after the asterisk is usually the restaurant name, sometimes followed by a store number, city and state.
Example lines with made-up merchants, and what the Merchant Cleanup API returns for them today:
| Raw line | Cleaned merchant | Processor | Category |
|---|---|---|---|
TST* JOES DINER #0042 AUSTIN TX | Joes Diner | Toast | meals |
TST*MAPLE STREET COFFEE OAKLAND CA | Maple Street Coffee | Toast | meals |
POS DEBIT TST* JOES DINER 0042 | Joes Diner | Toast | meals |
Results are automated suggestions and can be wrong; check anything that matters.
Restaurant card payments are often authorised for the bill first and then settle later with the tip added, so the final amount can differ from the first pending amount.
No. TST* is the processor prefix. The restaurant name follows it.
Most are meals. The API uses the Toast prefix as a hint for the meals category when nothing better is found, and says so in the match field.
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Have a PDF bank statement instead of a CSV? RowSmith converts bank statements to CSV or Excel in your browser, then you can clean the descriptions here.
More guides: What does SQ * mean on a bank statement? - What does PAYPAL * mean on a bank statement? - What does SP * mean on a bank statement? - What does POS DEBIT or POS PURCHASE mean on a bank statement? - What do ACH and CHECKCARD mean on a bank statement? - How to clean bank transaction descriptions